{
  "generated": "2026-09-15",
  "institution": {
    "id": 930,
    "name": "Financial Consumer Agency of Canada (FCAC)"
  },
  "totalComms": 643,
  "years": [
    2008,
    2009,
    2010,
    2011,
    2012,
    2013,
    2014,
    2015,
    2016,
    2017,
    2018,
    2019,
    2020,
    2021,
    2022,
    2023,
    2024
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  "series": {
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    "2009": 12,
    "2010": 15,
    "2011": 18,
    "2012": 16,
    "2013": 21,
    "2014": 40,
    "2015": 20,
    "2016": 44,
    "2017": 26,
    "2018": 56,
    "2019": 9,
    "2020": 33,
    "2021": 57,
    "2022": 34,
    "2023": 59,
    "2024": 64
  },
  "topSubjects": [
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      "label": "Financial Institutions",
      "code": 14,
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    },
    {
      "label": "Consumer Issues",
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      "value": 225
    },
    {
      "label": "Housing",
      "code": 44,
      "value": 48
    },
    {
      "label": "Taxation and Finance",
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      "value": 28
    },
    {
      "label": "Industry",
      "code": 20,
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    },
    {
      "label": "Small Business",
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    {
      "label": "Education",
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    },
    {
      "label": "Economic Development",
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      "value": 11
    },
    {
      "label": "Science and Technology",
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    },
    {
      "label": "Justice and Law Enforcement",
      "code": 26,
      "value": 8
    }
  ],
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      "label": "Canadian Bankers Association",
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      "value": 216
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    {
      "label": "Scotiabank",
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      "value": 40
    },
    {
      "label": "The Toronto-Dominion Bank",
      "code": 5329,
      "value": 35
    },
    {
      "label": "BMO Financial Group",
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    {
      "label": "ROYAL BANK OF CANADA",
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      "value": 29
    },
    {
      "label": "CANADIAN IMPERIAL BANK OF COMMERCE ( CIBC)",
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      "value": 27
    },
    {
      "label": "National Bank of Canada",
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      "value": 25
    },
    {
      "label": "Citibank Canada",
      "code": 16219,
      "value": 18
    },
    {
      "label": "Chartered Professional Accountants of Canada (CPA Canada)",
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      "value": 16
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    {
      "label": "Canadian Western Bank",
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      "value": 14
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      "registrant_last_name": "Mulholland",
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      "registrant_last_name": "Mulholland",
      "dpoh_first_name": "Ruth",
      "dpoh_last_name": "Stephen",
      "dpoh_title": "Director, Behavioural Finance Lab  ",
      "client_org_name_en": "Prosper Canada"
    },
    {
      "comm_date": "2026-07-07",
      "registrant_first_name": "Elizabeth",
      "registrant_last_name": "Mulholland",
      "dpoh_first_name": "Eric ",
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      "dpoh_title": "Senior Assistant Deputy Minister ",
      "client_org_name_en": "Prosper Canada"
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    {
      "comm_date": "2026-07-06",
      "registrant_first_name": "Elizabeth",
      "registrant_last_name": "Mulholland",
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    {
      "comm_date": "2026-07-06",
      "registrant_first_name": "Elizabeth",
      "registrant_last_name": "Mulholland",
      "dpoh_first_name": "Manon",
      "dpoh_last_name": "Bombardier",
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      "client_org_name_en": "Prosper Canada"
    },
    {
      "comm_date": "2026-07-06",
      "registrant_first_name": "Elizabeth",
      "registrant_last_name": "Mulholland",
      "dpoh_first_name": "Eric",
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      "dpoh_title": "Executive Advisor",
      "client_org_name_en": "Prosper Canada"
    },
    {
      "comm_date": "2026-06-19",
      "registrant_first_name": "Raymond",
      "registrant_last_name": "Chun",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "The Toronto-Dominion Bank"
    },
    {
      "comm_date": "2026-06-12",
      "registrant_first_name": "Alexander",
      "registrant_last_name": "Byrne-Krzycki",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "Consolidated Credit Counseling Services of Canada, Inc."
    },
    {
      "comm_date": "2026-06-12",
      "registrant_first_name": "Anthony",
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    },
    {
      "comm_date": "2026-04-28",
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    },
    {
      "comm_date": "2026-04-27",
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      "dpoh_title": "Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2026-04-27",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2026-04-27",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
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      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2026-04-02",
      "registrant_first_name": "Christian",
      "registrant_last_name": "Corbeil",
      "dpoh_first_name": "Shereen ",
      "dpoh_last_name": "Benzvy Miller ",
      "dpoh_title": "Commissaire ",
      "client_org_name_en": "Option consommateurs"
    },
    {
      "comm_date": "2026-04-02",
      "registrant_first_name": "Christian",
      "registrant_last_name": "Corbeil",
      "dpoh_first_name": "Manon",
      "dpoh_last_name": "Bombardier",
      "dpoh_title": "commissaire adjointe, Perspectives, politiques et littératie financière",
      "client_org_name_en": "Option consommateurs"
    },
    {
      "comm_date": "2026-03-30",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2026-03-27",
      "registrant_first_name": "Adriana",
      "registrant_last_name": "Vega",
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      "client_org_name_en": "Fintechs Canada"
    },
    {
      "comm_date": "2026-03-09",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
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    },
    {
      "comm_date": "2026-02-24",
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    },
    {
      "comm_date": "2026-02-20",
      "registrant_first_name": "Daniel",
      "registrant_last_name": "Kelly",
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      "client_org_name_en": "Canadian Federation of Independent Business (CFIB)"
    },
    {
      "comm_date": "2026-02-11",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Miller",
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      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2026-02-11",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
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      "dpoh_last_name": "Lofranco",
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      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2026-02-11",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
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      "client_org_name_en": "Canadian Bankers Association"
    },
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      "comm_date": "2025-12-19",
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      "comm_date": "2025-12-19",
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      "client_org_name_en": "Canadian Life and Health Insurance Association Inc."
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    {
      "comm_date": "2025-12-05",
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      "comm_date": "2025-12-04",
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    },
    {
      "comm_date": "2025-11-05",
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    },
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      "comm_date": "2025-10-21",
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    {
      "comm_date": "2025-10-21",
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    },
    {
      "comm_date": "2025-10-17",
      "registrant_first_name": "Tashia",
      "registrant_last_name": "Batstone",
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    },
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      "comm_date": "2025-10-17",
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    },
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      "comm_date": "2025-10-15",
      "registrant_first_name": "Stephen",
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      "client_org_name_en": "Canadian Life and Health Insurance Association Inc."
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      "comm_date": "2025-10-02",
      "registrant_first_name": "Anthony",
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      "comm_date": "2025-09-17",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
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      "dpoh_last_name": "Miller",
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      "comm_date": "2025-09-17",
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      "comm_date": "2025-09-17",
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      "comm_date": "2025-09-17",
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      "comm_date": "2025-09-17",
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      "dpoh_last_name": "Benzvy Miller",
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      "comm_date": "2025-09-17",
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      "comm_date": "2025-09-17",
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      "comm_date": "2025-09-17",
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      "dpoh_last_name": "Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "BMO Financial Group"
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    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Darryl",
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    {
      "comm_date": "2025-09-17",
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      "comm_date": "2025-09-17",
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      "dpoh_last_name": "Benzvy Miller",
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      "client_org_name_en": "National Bank of Canada"
    },
    {
      "comm_date": "2025-09-17",
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      "dpoh_last_name": "Lofranco",
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    },
    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Laurent",
      "registrant_last_name": "Ferreira",
      "dpoh_first_name": "Manon",
      "dpoh_last_name": "Bombardier",
      "dpoh_title": "Commissaire adjointe intérimaire",
      "client_org_name_en": "National Bank of Canada"
    },
    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Victor",
      "registrant_last_name": "Dodig",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "CANADIAN IMPERIAL BANK OF COMMERCE ( CIBC)"
    },
    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Victor",
      "registrant_last_name": "Dodig",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "CANADIAN IMPERIAL BANK OF COMMERCE ( CIBC)"
    },
    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Victor",
      "registrant_last_name": "Dodig",
      "dpoh_first_name": "Manon",
      "dpoh_last_name": "Bombardier",
      "dpoh_title": "Interim ADM",
      "client_org_name_en": "CANADIAN IMPERIAL BANK OF COMMERCE ( CIBC)"
    },
    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Scott",
      "registrant_last_name": "Thomson",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "Scotiabank"
    },
    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Scott",
      "registrant_last_name": "Thomson",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner, Supervision and Enforcement",
      "client_org_name_en": "Scotiabank"
    },
    {
      "comm_date": "2025-09-17",
      "registrant_first_name": "Scott",
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      "dpoh_first_name": "Manon",
      "dpoh_last_name": "Bombardier",
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    },
    {
      "comm_date": "2025-09-08",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-09-05",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commisioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-08-26",
      "registrant_first_name": "Erin",
      "registrant_last_name": "Elofson",
      "dpoh_first_name": "Eric",
      "dpoh_last_name": "Dagenais",
      "dpoh_title": "Senior Assistant Deputy Minister",
      "client_org_name_en": "MasterCard Canada, ULC."
    },
    {
      "comm_date": "2025-08-25",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
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    },
    {
      "comm_date": "2025-08-08",
      "registrant_first_name": "Rob",
      "registrant_last_name": "Strickland",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "Fidelity Investments Canada ULC"
    },
    {
      "comm_date": "2025-08-07",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-07-28",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commisioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-06-23",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-06-09",
      "registrant_first_name": "Michiel",
      "registrant_last_name": "Wielhouwer",
      "dpoh_first_name": "Eric",
      "dpoh_last_name": "Deganais",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "Visa Canada Corporation"
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "John",
      "registrant_last_name": "Penner",
      "dpoh_first_name": "Éric",
      "dpoh_last_name": "Dagenais",
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      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "John",
      "registrant_last_name": "Penner",
      "dpoh_first_name": "Annie",
      "dpoh_last_name": "Bedard",
      "dpoh_title": "Executive Policy Advisor ",
      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "John",
      "registrant_last_name": "Penner",
      "dpoh_first_name": "Meagan",
      "dpoh_last_name": "Bell",
      "dpoh_title": "Strategic Policy Officer ",
      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "John",
      "registrant_last_name": "Penner",
      "dpoh_first_name": "Shaheen",
      "dpoh_last_name": "Hasham",
      "dpoh_title": "Senior Strategic Policy Officer ",
      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "Marco",
      "registrant_last_name": "Violo",
      "dpoh_first_name": "Eric",
      "dpoh_last_name": "Dagenais",
      "dpoh_title": "Senior Assistant Deputy Minister",
      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "Marco",
      "registrant_last_name": "Violo",
      "dpoh_first_name": "Annie",
      "dpoh_last_name": "Bedard",
      "dpoh_title": "Executive Policy Advisor ",
      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "Marco",
      "registrant_last_name": "Violo",
      "dpoh_first_name": "Meagan",
      "dpoh_last_name": "Bell",
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      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-06-06",
      "registrant_first_name": "Marco",
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      "dpoh_first_name": "Shaheen",
      "dpoh_last_name": "Hasham",
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      "client_org_name_en": "Symcor Inc."
    },
    {
      "comm_date": "2025-05-29",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-05-29",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-05-29",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Manon",
      "dpoh_last_name": "Bombardier",
      "dpoh_title": "Interim ADM, Research",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-05-27",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Jason",
      "dpoh_last_name": "Bouzanis",
      "dpoh_title": "Assistant Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
    {
      "comm_date": "2025-05-23",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "Canadian Bankers Association"
    },
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      "comm_date": "2025-05-23",
      "registrant_first_name": "Anthony",
      "registrant_last_name": "Ostler",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
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    },
    {
      "comm_date": "2025-05-23",
      "registrant_first_name": "Raymond",
      "registrant_last_name": "Chun",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "The Toronto-Dominion Bank"
    },
    {
      "comm_date": "2025-05-23",
      "registrant_first_name": "Raymond",
      "registrant_last_name": "Chun",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner, Supervision and Enforcement",
      "client_org_name_en": "The Toronto-Dominion Bank"
    },
    {
      "comm_date": "2025-05-23",
      "registrant_first_name": "David",
      "registrant_last_name": "McKay",
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      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "ROYAL BANK OF CANADA"
    },
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      "comm_date": "2025-05-23",
      "registrant_first_name": "David",
      "registrant_last_name": "McKay",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner, Supervision and Enforcement",
      "client_org_name_en": "ROYAL BANK OF CANADA"
    },
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      "comm_date": "2025-05-23",
      "registrant_first_name": "Laurent",
      "registrant_last_name": "Ferreira",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "National Bank of Canada"
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      "comm_date": "2025-05-23",
      "registrant_first_name": "Laurent",
      "registrant_last_name": "Ferreira",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
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    },
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      "comm_date": "2025-05-23",
      "registrant_first_name": "Victor",
      "registrant_last_name": "Dodig",
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      "dpoh_last_name": "Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "CANADIAN IMPERIAL BANK OF COMMERCE ( CIBC)"
    },
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      "comm_date": "2025-05-23",
      "registrant_first_name": "Victor",
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      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner, Supervision and Enforcement",
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    },
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      "comm_date": "2025-05-23",
      "registrant_first_name": "Darryl",
      "registrant_last_name": "White",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "BMO Financial Group"
    },
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      "comm_date": "2025-05-23",
      "registrant_first_name": "Darryl",
      "registrant_last_name": "White",
      "dpoh_first_name": "Frank",
      "dpoh_last_name": "Lofranco",
      "dpoh_title": "Deputy Commissioner",
      "client_org_name_en": "BMO Financial Group"
    },
    {
      "comm_date": "2025-05-23",
      "registrant_first_name": "Scott",
      "registrant_last_name": "Thomson",
      "dpoh_first_name": "Shereen",
      "dpoh_last_name": "Benzvy Miller",
      "dpoh_title": "Commissioner",
      "client_org_name_en": "Scotiabank"
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  ],
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}